Debt collection is an art, and a debt collector is an artist. Here are some creative ways to ask for your money back without damaging relationships:
1 First Reminder
“Hey, stranger!”
It’s been a while since I lent you money. Please pay me back soon; I’m starting to feel awkward having to ask repeatedly!
2 Second Reminder
“Humanity’s inherent nature is good.”
I don’t want to meddle, my friend,
But please return my money soon, my dear.
Please pay me back. It’s been a while, and I’m feeling awkward having to ask repeatedly!
3 Third Reminder
“Your soul is like a delicate silk scarf, fluttering in the market winds, awaiting its rightful owner.”
Oh, borrower, where have you gone?
Your promise to repay is now but a distant memory.
4 Fourth Reminder
“Hello, it’s me. Do you remember me?”
“Hello, it’s your debt. Do you remember me?”
“Hey, it’s your conscience! Do you remember you owe me money? Please pay up!”
Borrower, where have you gone? Your promise to repay is now but a distant memory.
5 Fifth Reminder
“Oh, heavenly spirits and earthly gods, please grant me the wish of having my debt repaid without further delay!”
6 Sixth Reminder
“Prince Charming, please release me from this debt curse and repay what you owe!”
7 Seventh Reminder
“As the Lunar New Year approaches, let’s all reflect on our debts. If you owe me money, now is the time to settle up!”
Oh, heavenly spirits and earthly gods, please grant my wish for debt repayment without further delay!
8 Eighth Reminder
“As we approach the Lunar New Year, let’s also reflect on our past memories. If you owe me money, now is the time to settle up and start the new year debt-free!”
9 Ninth Reminder
“When you borrow money from a friend, you risk losing one of two things: the money or the friend. Please pay me back, my dear friends!”
10 Tenth Reminder
“Asking for debt repayment around the holidays may turn you into someone’s grinch. Be mindful of the timing!”
When you borrow money from a friend, you risk losing one of two things: the money or the friend.
11 Eleventh Reminder
“As the Lunar New Year approaches, debt collectors like me feel like beggars, waiting for our dues.”
12 Twelfth Reminder
“I’ve spent my youth chasing after you to collect this debt. Please, dear borrower, repay me and set me free!”
13 Thirteenth Reminder
“You enjoy your refreshing green tea, while I spend my youth chasing after you to collect what you owe. Please repay me soon!”
As the Lunar New Year approaches, debt collectors like me feel like beggars.
Use these creative reminders wisely, and may your debts be repaid swiftly and amicably!
For further reading: Strategies to Collect Debts from Family Members