Agribank is one of the largest and most reputable banks in Vietnam. Today, we will guide you through the step-by-step process of opening a savings account with Agribank.
1 What is the procedure for opening a savings account with Agribank?
The process of opening a savings account with Agribank can be done through two methods: directly at a branch or online. Here are the steps for each method:
 and the amount you wish to deposit. The bank staff will provide you with a deposit form to fill out.</p>
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<b><steps>Step 3</steps> Fill out the deposit form with your personal information</b></p>
<p>Carefully fill out the deposit form with your personal information, including your chosen deposit term, type of account, and the amount you wish to deposit.</p>
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<b><steps>Step 4</steps> Submit the completed form and your deposit to the bank staff</b></p>
<p>Once you have completed the form and gathered your deposit, submit them to the bank staff. They will process your request and open your savings account.</p>
<p><quote><b>Note:</b> In some special cases, the bank may require additional documentation. For example, if you are <b>under 18 years old</b>, you may need to provide proof that the money you are depositing is your own.</quote></p>
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<b>Opening a savings account online with Agribank</b></h4>
<p>If you prefer to open your savings account online, you will first need to register for an Agribank online banking account and link your existing Agribank account to it. Once you have done this, you can log in to your online banking and transfer funds from your linked account to your new savings account.</p>
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2 Different types of savings accounts offered by Agribank
Agribank offers a variety of savings accounts to meet the diverse needs of its customers. Here are some of the options available:
- Term Deposits: With this type of account, you can choose the term of your deposit and the type of interest calculation. The minimum deposit amount is 1,000,000 VND, and you can make deposits and withdrawals at any Agribank branch.
- Flexible Savings: This is a term deposit account that allows you to withdraw a portion or all of your original deposit at any time. The remaining balance continues to earn interest according to the agreed-upon terms.
- Floating Interest Term Deposits: With this type of account, the interest rate is adjusted automatically on a monthly basis to match the market rate.
- Regular Savings: This account allows you to make regular monthly deposits of a fixed amount over a specified period. You can withdraw the entire amount, including interest, at the end of the term.
- Non-Regular Savings: With this account, you can make multiple deposits of varying amounts. You can withdraw the principal and interest in a lump sum at the end of the term, which can be 6, 12, 18, 24, 36, or 60 months.
- An Sinh Savings: Similar to the Non-Regular Savings account, but with a minimum term of 12, 18, or 24 months.
- Education Savings: This account is designed for those who want to save for education expenses. It has a term of 1 to 18 months and allows for regular monthly deposits.
- Retirement Savings: This account allows you to save for your retirement by making regular deposits during your working years. The term of this account is 6 to 24 months.
3 Agribank’s savings account interest rates
To make it easier for you to keep track of your savings, here are the latest interest rates for Agribank’s savings accounts (for individuals):
- 1-month term – 3.10% interest rate
- 2-month term – 3.10% interest rate
- 3-month term – 3.40% interest rate
- 6-month term – 4.00% interest rate
- 9-month term – 4.00% interest rate
- 12-month term – 5.60% interest rate
- 18-month term – 5.60% interest rate
- 24-month term – 5.60% interest rate
- No fixed term – 0.10% interest rate
- Payment savings – 0.10% interest rate
Note: Local interest rates may be lower than the rates advertised. For specific interest rates, please contact your nearest Agribank branch or agent.
We hope that this guide has provided you with all the information you need to open a savings account with Agribank. For more financial guidance, please refer to our additional resources below.
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