How to Use Transaction Codes Lookup? Step-by-Step Guide to Lookup MB, Vietcombank, BIDV Transaction Codes

Do you want to know how to check transaction codes? This article will show you how to look up transaction codes for some major banks such as BIDV, Agribank, Vietcombank, MBBank, and Techcombank.

What is a bank transaction code?

Before we delve into the details of how to look up transaction codes, you need to understand what they are. Every transaction made on your bank account has a transaction code provided by the bank. This information serves to identify successful transactions and keep track of the transactions you have made on that bank’s system.

All transactions, from money transfers to bill payments to shopping payments, have their own unique transaction codes. This allows customers to easily check their transactions when necessary. It is also evidence to prove a transaction in case of errors or glitches during the transaction process. For example, when you transfer money to someone and the amount is deducted from your account but the recipient has not received the money yet.

Generally, the transaction codes of banks will be a character string with the structure FTxxxxxxxxxxxx. It is automatically assigned to each transaction and is unique, with no duplicate transactions. Currently, many banks use the FT code to distinguish transactions, but there are also banks that provide transaction codes not starting with the FT code, such as BIDV or TPBank.

Distinguishing transaction codes and transaction authentication codes

Many people confuse transaction codes with transaction authentication codes, also known as OTP (One-Time Password). If you still can’t differentiate between these two types of codes, then follow the information below:

• Transaction code: This code is provided by the bank immediately after the transaction is successfully completed and is stored in the bank’s system. Through this code, customers can verify the transaction.
• OTP authentication code: Also known as a verification code, confirmation code, and provided by the bank via email or SMS before the transaction is performed. It is considered the final security barrier when performing online transactions. The OTP code has a short validity period, from 30-60 seconds. If you do not enter it within that time, you will have to get another code. Only the account holder can know this code and should never share it with anyone.

The role of transaction codes

In the case of successful and smooth transactions, the transaction code does not hold much significance and few people pay attention to it. However, if an error occurs during the transaction process, it plays a very important role.

If you regularly perform online transactions with your bank account, you have probably encountered cases where the money has been deducted but the recipient has not received it. At this point, the transaction code serves as evidence to prove that the transaction has been completed.

In addition, if you notice unusual balance fluctuations in your bank account but you have not made any transactions, you can look up the transaction code to find out the cause.

How to check transaction codes for some banks

In Vietnam, there are numerous operating banks. In this information, FPT Shop will guide you on how to search for transaction codes for major banks such as BIDV, Agribank, Techcombank, Vietcombank, and MBBank.

1. Check MB transaction codes

MBBank transaction codes can be searched through Internet Banking, Mobile Banking, contacting the MB hotline, going to an MB transaction counter, or sending an SMS. The fastest way is to check on the MBBank app.

Follow the steps below:

Step 1: Access the MBBank app > Enter your Username, Password and click Login. To have a login account, you need to register for Internet Banking with MBBank.

Step 2: On the homepage, select View Account.

Step 3: Then, choose the Source Account section.

In the source account section, scroll down and select the transaction you want to look up. Here, the transaction code will be displayed.

If you are using SMS Banking, you can look up the transaction code by reviewing the previous messages sent by the MB system. These messages will contain information about balance changes, transaction types, transaction codes, and times, among others.

For detailed instructions on how to perform these methods, refer to the article: Look up MB Bank transaction codes for what? Details on 5 accurate and quick methods

2. Check BIDV transaction codes

BIDV is also one of the leading and reputable banks. Like MBBank, BIDV allows customers to look up transaction codes through various methods, but the quickest way is to use the BIDV SmartBanking app. If you haven’t downloaded this app yet, access the app store on your phone to download the app and register for BIDV Internet Banking.

Step 1: Open the BIDV SmartBanking app on your phone and log into your account.

Tap List and select the account you want to check the transaction code for (if you are using multiple BIDV accounts).

Step 2: Tap the arrow icon. The screen will then display all the successfully completed transactions on your account.

To check the transaction code, tap on the corresponding transaction.

Note: To apply this method, the phone must be connected to the Internet and have registered for BIDV Internet Banking.

The second method is to look up the transaction code through SMS if you have registered for BIDV SMS Banking. In this case, you just need to check the previous messages that BIDV has sent to you.

If you have deleted all the messages, you can proactively check using the syntax:

• To check the latest transaction information: GD_STK_MK send to 8149.
• To check the information of the 5 most recent transactions: 5GD_STK_MK send to 8149.

Where:

• _ is a space
• STK is your BIDV account number.
• MK is a 6-digit password.

3. Check Techcombank transaction codes

To check Techcombank transaction codes, you can do it online through Techcombank Mobile, send SMS messages, or go directly to the transaction counter. The most convenient way is to check online, but this requires a device with an Internet connection and having registered for Techcombank Internet Banking or Mobile Banking.

To quickly look up Techcombank transaction codes on the Techcombank Mobile app, follow these steps:

Step 1: Access the Techcombank Mobile app and log into your account.

Then, select the Payment Account option on the main screen.

Step 2: Next, select the Transaction History option.

Step 3: Select the transaction you want to check the transaction code for. The transaction receipt will display the information including the transaction code.

You can also proactively look up Techcombank transaction codes using the following SMS syntax:

TCBGD [account number] [password] send to 8049

This method can only check the 5 most recent transactions, and the SMS fee is 500 VND/SMS.

4. Check Vietcombank transaction codes

Checking transaction codes at Vietcombank is something that many people want to know because it is a well-known bank with many utilities and attractive offers for customers.

If you are already using the VCB Digibank app, you can apply the following steps to check Vietcombank transaction codes:

Step 1: Log into your account on the VCB Digibank app > Select Account and Card List.

Step 2: Select Available Balance.

Step 3: The transaction code will be displayed, formatted as MBVCB….

If you do not use Vietcombank’s online banking services, you can look up Vietcombank transaction codes by sending the following message:

• VCB SD send to 6167 to view information about the 5 most recent transactions.
• VCB GD send to 6167 to view the latest transaction.

However, to check Vietcombank transaction codes using this method, you need to register for SMS Banking at a Vietcombank branch or transaction office. The messaging fee is 1,000 VND/SMS.

5. Check Agribank transaction codes

Next, FPT Shop will guide you on how to check Agribank transaction codes. Like the above-mentioned banks, you can look up this information by checking it online through online banking or going to a transaction counter or by sending SMS messages.

The fastest method is through the E-Mobile Banking Agribank app, which also integrates a lot of utilities to help manage accounts, pay bills, etc. To check Agribank transaction codes on the Mobile Banking app, follow these steps:

Step 1: Log into your account on the E-Mobile Banking Agribank app > Select the Transaction History section.

Step 2: Select the account you want to check if you are using multiple Agribank accounts.

Customize the lookup time and then click the magnifying glass icon next to it.

Step 3: The transaction code will be a 6-digit number printed on the transaction receipt.

If your phone does not have an Internet connection or the Agribank E-Banking system is under maintenance, you can look up transaction codes through SMS Banking using the following syntax:

• VBA GD send to 8149.
• VBA GD [account number] send to 8149.

Note that when looking up Agribank transaction codes through SMS Banking, the message fee is 1,500 VND/SMS. The fee is quite high, so it is not suitable for frequent lookups.

Conclusion

Through this article, FPT Shop has helped you understand what transaction codes are and how to look up transaction codes for some major current banks. The methods shared by FPT Shop are optimized and simple. In addition, you can also go directly to a bank branch or contact the hotline.