Spending Money Before Thinking About How to Earn It: Breaking the Cycle
Our ancestors wisely advised: “Earn ten, spend three or four. Save one for emergencies and invest one for the future.” This is not just a principle of frugal living but also carries profound Feng Shui implications: balanced spending is the key to maintaining a harmonious flow of financial energy.
In today’s world of credit cards, online payments, and one-tap purchases, spending money has become increasingly easy and challenging to control. Many people adopt a “live for today, worry about tomorrow later” mindset, unknowingly trapping themselves in a cycle of debt and financial stress.
Take control of your spending by purchasing only what is truly necessary, avoiding impulsive decisions, and staying mindful of your financial goals.
Saving Starts with the Small Things: “Neglecting Small Change Leads to Bigger Losses”
Our ancestors cautioned against neglecting small amounts of money, as it can lead to difficulties in retaining more substantial sums. In Feng Shui, even the smallest coin symbolizes financial energy. When you fail to appreciate the little things, the universe may withhold more significant blessings.
Those few dollars spent on a boba tea, a ride-share, or an impulse flash sale purchase may seem insignificant, but they quickly add up. These expenses could amount to several million dong a month—enough to start a savings account, make a small investment, or simply avoid mid-month financial strain.
“Financially intelligent individuals not only earn a lot but also know how to hold on to their money, starting with the smallest amounts,” says Nguyen Huong Giang, a Feng Shui and personal finance consultant.
Investing Wisely: Placing Your Money in the Right Places
The ancient proverb, “Choose carefully where you place your trust and your gold,” applies not just to social relationships but also to financial matters. Placing your money in the wrong places means directing your financial energy toward unproductive ends.
Many have lost money by investing in get-rich-quick schemes or lending to friends and family without proper documentation or repayment plans. As a result, they lose not only their money but also their relationships, disrupting their financial energy flow.
Before making any investment or loan decision, ask yourself: “Is this person trustworthy? Can I afford to lose this money without significantly impacting my life?” If you hesitate, it might be wise to reconsider.
Master Your Finances to Prevent Losses
“Money doesn’t appear out of thin air; it is a reflection of your thoughts, actions, and life energy,” asserts Ms. Dang Thanh Ha, a psychology and applied Feng Shui expert.
Personal financial management need not be daunting or overly complex. It simply involves knowing your income, expenses, and what to do with the remainder. This is a form of psychological Feng Shui—taking control attracts positive financial energy.
Do you know how much you spend monthly on food, shopping, and transportation? If not, you’re like many modern individuals: earning an income but lacking a control system, resulting in money slipping through your fingers without a trace.
Ultimately, money is more than just a number in your account; it represents the energy flow between you, the physical world, and the values you hold dear. Changing how you treat money—with mindfulness, gratitude, and appreciation—will attract financial blessings.
Examine your daily habits, for sometimes, a single change is all it takes to shift the winds of fortune in your favor.
For reference only. Please consult professionals for personalized advice.
