How to Apply for an MB Bank Credit Card: A Comprehensive Guide and Eligibility Requirements

Applying for an MB Bank credit card is now easier than ever, as long as you have a minimum monthly income of 5 million VND. This article provides the necessary requirements to open an MB Bank credit card along with detailed instructions on the application process. Follow along to learn more!

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Applying for a credit card offers the convenience of making payments without carrying cash while facilitating personal finance management. MB Bank’s credit card is a popular choice as it doesn’t require a high monthly income.

1. What is an MB Bank credit card?

MB Bank credit card is a product designed for customers with payment and consumption needs. Each cardholder’s usage limit ranges from 10 million VND to 1 billion VND, depending on the card tier. Customers are granted a credit limit based on their financial capacity and are required to repay the spent amount by the due date as agreed upon with the bank.

2. What are the requirements for applying for an MB Bank credit card?

  • To apply for an MB Bank credit card, you must be a Vietnamese citizen or a foreigner residing in Vietnam.
  • You must be at least 18 years old and have full civil行為 capacity.
  • You must have a local household registration book or temporary residence book at the MB transaction office where you wish to open the card.
  • The minimum income requirement varies depending on the card tier; for example, the Classic card requires a minimum income of 5 million VND/month, the Gold card requires 10 million VND/month, and the Platinum card requires 20 million VND/month.
  • You must have been employed at your current company for more than 1 year.
  • Your employment contract must be for a term of 1 year or more.
  • Your monthly salary must be transferred or paid in cash.

3. Necessary documents for applying for an MB Bank credit card

For credit-based applications:

  • Original copy of the registration form attached with the terms and conditions for issuing and using the card provided by MB Bank.
  • Copy of valid ID card or CCCD.
  • Copy of valid household registration book or residence certificate.
  • Copy of appointment decision or salary increase decision.
  • Copy of salary statement for the past 3 months.

For applications with a third-party guarantee:

  • Original copy of the guarantee.
  • Original copy of the international credit card application form.
  • Copy of valid ID card, CCCD, or passport.
  • Original copies of collateral документов.

For applications with collateral:

  • Original copy of the MB Bank credit card application form as per the bank’s instructions.
  • Copy of valid ID card, citizen ID card, or passport.
  • Original copies of collateral документов.

4. Steps to quickly apply for an MB Bank credit card

  • Step 1: Prepare the necessary documents and visit the nearest MB Bank transaction office. Present your ID card or passport and request to open an international credit card. Fill out the card application form completely.
  • Step 2: The staff will receive the application form and assess the validity of the information and your financial status.
  • Step 3: The staff will consult and suggest suitable card types. Make your decision and complete the registration.
  • Step 4: The card will be delivered to your home, or you can collect it at the registered transaction office.

5. Types of MB Bank credit cards offered to customers

5.1 MB Visa credit card

The MB Visa credit card is equipped with EMV security technology. In addition, applying for an MB Bank Visa credit card offers several attractive benefits, such as a free travel insurance package, the ability to add multiple supplementary cards, and various special promotions.

5.2 MB JCB Sakura credit card

The MB JCB Sakura credit card is equipped with EMV chip security technology. In addition to a high spending limit and automatic foreign exchange conversion, applying for an MB Bank Sakura credit card offers various other benefits, such as diverse and convenient ATM services.

6. Benefits of MB Bank credit cards

Applying for an MB Bank credit card provides customers with numerous advantages: information is kept strictly confidential, and the card can be locked immediately in case of loss with just a phone call. Online and in-store payments are made easy with the card. Customers can enjoy attractive benefits, such as earning points, cashbacks, discounts, and tracking expenses through monthly statements of transactions made.

    7. Summary

    The above are basic details on the requirements for applying for an MB Bank credit card as well as detailed instructions on the application process. We hope that through this article, you have a better understanding of this credit card and can complete the registration process quickly.

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    Frequently asked questions

    To apply for an MB Bank credit card, you must be either a Vietnamese citizen or a foreigner residing in Vietnam, and at least 18 years old with full civil capacity. A local household registration book or temporary residence book at the MB transaction office where you plan to open the card is also required. The minimum income requirement varies depending on the card tier, with the Classic card requiring a minimum income of 5 million VND/month, the Gold card requiring 10 million VND/month, and the Platinum card requiring 20 million VND/month. Additionally, you must have been employed at your current company for more than a year and have an employment contract of one year or more. Your monthly salary should be transferred or paid in cash.

    The required documents depend on the type of application: credit-based, third-party guarantee, or collateral. For a credit-based application, you will need the original registration form with terms and conditions provided by MB Bank, a copy of your valid ID or CCCD, a copy of your household registration book or residence certificate, a copy of your appointment or salary increase decision, and a copy of your salary statement for the past 3 months. If applying with a third-party guarantee, you will need the original guarantee, the original application form, a copy of your valid ID/CCCD/passport, and original collateral documents. For applications with collateral, you will need the original MB Bank credit card application form, a copy of your valid ID/passport, and original collateral documents.

    The first step is to prepare the necessary documents and visit the nearest MB Bank transaction office. Present your ID or passport, request to open an international credit card, and fill out the application form. The staff will then assess your application, including your financial status and the validity of the information provided. They will suggest suitable card types, and you can make your decision and complete the registration. Finally, your card will be delivered to your home, or you can collect it at the registered transaction office.

    MB Bank offers a range of credit cards to suit different customer needs. The MB Visa credit card is equipped with EMV security technology and provides benefits such as free travel insurance, the ability to add multiple supplementary cards, and special promotions. The MB JCB Sakura credit card also features EMV chip security technology and offers a high spending limit, automatic foreign exchange conversion, and convenient ATM services.
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