How to withdraw money quickly and safely using QR code at Vietcombank without needing a card

Vietcombank's QR code cash withdrawal method allows you to withdraw money quickly, conveniently, and securely compared to using ATM cards. So, does withdrawing money from Vietcombank through QR code incur any fees? And how does the process of cash withdrawal through QR code work at Vietcombank? FPT Shop will provide all the answers in the following article.

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Vietcombank is one of the top leading banks in Vietnam. It not only provides a variety of financial products and services but also leads in the application of advanced technologies, such as QR code withdrawal through Vietcombank QR code.

Benefits of Vietcombank QR Code Withdrawal

Vietcombank QR Code withdrawal is a feature that allows you to withdraw money through the QR code on the VCB Digibank application at an ATM without using a physical card. This modern feature brings many practical benefits, such as:

  • Quick and simple money withdrawal with a few easy steps.
  • Ability to withdraw money anytime without carrying a card.
  • No worries about card swallowing, loss, or damage.
  • No annual card service fees, maintenance fees, or other card-related fees.
  • Better information security, avoiding PIN or personal information leakage.

How to Perform Vietcombank QR Code Withdrawal

Requirements for Vietcombank QR Code Withdrawal

To apply for Vietcombank QR Code withdrawal, you need to meet the following two requirements:

Step-by-Step Guide for Vietcombank QR Code Withdrawal

After meeting both requirements, follow these steps to perform Vietcombank QR code withdrawal:

Step 1: Firstly, press the Withdraw money via QR code button on the ATM.

Step 2: Next, choose the language you prefer to use Vietnamese or English.

Step 3: At this point, the QR code for withdrawal will be displayed on the ATM screen.

Step 4: Log in to the VCB Digibank application.

Step 5: In the Card services management section, select the Withdrawal via QR code function.

Step 6: Then, use your phone’s camera to scan the QR code on the ATM. The QR code will be automatically scanned by the system.

Step 7: Next, choose the type of card you want to withdraw, the amount you want to withdraw, and press Confirm.

Step 8: Enter the PIN code of the card you want to withdraw money from and press Agree on the ATM.

Step 9: Finally, collect the money and complete the transaction.

Notes for Vietcombank QR Code Withdrawal

In addition to understanding the process of Vietcombank QR Code withdrawal, you should take note of the following:

  • This transaction method can only be performed on the VCB Digibank application.
  • Ensure that your phone is connected to the internet throughout the transaction.
  • It can only be performed at Vietcombank ATMs and not on ATMs of other banks.
  • Even though a card is not required, you still need to provide the PIN code of the card.
  • The maximum withdrawal limit is 5 million Vietnamese Dong per transaction, and the withdrawal amount must be a multiple of 20,000 Vietnamese Dong.

Frequently Asked Questions about Vietcombank QR Code Withdrawal

Is Vietcombank QR Code Withdrawal Safe?

Regarding safety, you can rest assured as the QR code is a two-dimensional barcode containing encoded information. It facilitates easy and accurate verification of cardholder information. Moreover, this QR code withdrawal has two layers of security: the login account on the VCB Digibank application and the card’s PIN code.

Does Vietcombank QR Code Withdrawal Incur Fees?

This is a fee-based service provided by Vietcombank. The withdrawal fee is determined by the regulations on ATM cash withdrawal fees of Vietcombank. Currently, the fee is 1,100 Vietnamese Dong per transaction.

Where Can I Perform Vietcombank QR Code Withdrawal?

You can only perform Vietcombank QR Code withdrawal at designated Vietcombank ATMs. This QR code is currently supported within Vietcombank’s internal system, identifying internally within the bank, so it is not supported on ATMs of other banks.

Why Can’t I Withdraw Money with Vietcombank QR Code?

There can be many reasons for unsuccessful Vietcombank QR Code withdrawal, including but not limited to:

  • The ATM encounters malfunctions or is undergoing maintenance.
  • The QR code withdrawal feature on the ATM or on the VCB Digibank app is under maintenance or experiencing errors.
  • The amount of money you intend to withdraw does not match the amount set on the QR code generation app.
  • The balance in the account or on the card is insufficient to complete the transaction.

Conclusion

Vietcombank QR Code Withdrawal is an intelligent money withdrawal method that saves time and enhances security and safety. We hope that through the above guide, you can successfully perform Vietcombank QR code withdrawal and enjoy its convenience.

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Frequently asked questions

To withdraw money quickly and safely using a QR code at Vietcombank, first, you need to have the Vietcombank Mobile Banking application installed on your phone. Open the app and log in to your account. On the homepage, select ‘QR Code’ and then choose ‘Withdrawal by QR Code’. The app will then prompt you to scan the QR code at the ATM. After scanning, enter the amount you wish to withdraw and confirm the transaction. The ATM will then dispense the cash.

No, you do not need a physical bank card to perform this transaction. The QR code serves as a secure alternative to your ATM card, allowing you to access your account and withdraw cash without the need for a physical card.

Yes, withdrawing money using a QR code is a safe and secure process. The transaction is protected by encryption and two-factor authentication, ensuring that your account information and funds remain secure. Additionally, the use of a QR code eliminates the risk of card skimming or cloning that is associated with traditional ATM card transactions.

There are no additional fees or charges for withdrawing money using a QR code at Vietcombank. The transaction is treated the same as a regular ATM withdrawal, and any applicable fees will depend on your account type and transaction limits.

Currently, the QR code withdrawal feature is specific to Vietcombank ATMs. To use this method, you will need to locate a Vietcombank ATM that supports QR code transactions. However, as the technology becomes more widely adopted, it is possible that other banks may introduce similar features in the future, allowing for greater interoperability.

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