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Ways Spending in Marriage Will Make You Poorer and Poorer

Spending money recklessly and impulsively will make it difficult for you to maintain financial stability.

11 February, 2024

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Blind comparisons, excessive consumption

“Comparisons are a sign of self-esteem, while excessive consumption is like a ritual of burning money”.

Nowadays, life is facing social pressures, making people increasingly concerned about external appearances. They want to pursue temporary glitz, even if it means borrowing to do so, putting themselves in a state of debt.

For example, to show off to neighbors, many people buy an expensive car without realizing that this can create economic barriers for their family.

In the blur of comparison, people often lose self-awareness and their connection to material possessions. In reality, wealth lies in peace and spiritual satisfaction.

The fire of comparison not only burns money, but also spreads the seeds of discord between spouses, making happiness and stability in marriage more distant.

When consuming, both spouses need to act rationally, distinguish right from wrong, and prioritize the common interests of the family. They need to stay away from the danger zone of blind and misguided comparisons.

Emotional shopping, lack of planning

“Emotional shopping is like uncontrolled eating, satisfying hunger but neglecting long-term health”.

It cannot be denied that shopping is a form of entertainment, but when this habit becomes uncontrollable, it damages the family’s finances.

For example, every time they go shopping, some people cannot control themselves and buy a large amount of clothing. While feeling happy at that time, when they receive the bill, they realize the rush and consequences of that action.

Emotions are human weaknesses, they can provide immediate satisfaction but leave behind negative and difficult consequences for the family’s finances.

The empty feeling after shopping not only affects individuals’ souls, but also creates a lack of trust between spouses, leading to distance.

Before shopping, both spouses need to plan their consumption rationally, maintain a rational mindset, and stay away from the temptations of blindly pursuing short-term pleasures.

Not knowing how to invest, sitting waiting to spend

“The growth of assets is evidence of intelligence, and not knowing how to invest is a waste for the future”.

People often say that “money begets money”, however, many couples save money but never invest to develop their assets.

For example, some couples always keep money in the bank, but they do not realize the impact of inflation, causing the value of their assets to gradually decrease.

Assets need to be invested in order to grow, just like a river needs to flow to avoid stagnation and stop. Only through investing can you keep your assets vibrant and growing.

Couples who do not know how to invest often only focus on the present and forget about the uncertain future, leading to the family’s assets not being able to sustainably grow.

To build a strong financial future, both spouses need to actively research and invest in suitable projects, thereby creating a solid foundation for the family.