SMS Banking is a convenient service that allows users to keep track of their transactions and account balance. However, SMS Banking fees have been increasing recently, catching many users off guard. In this article, we will guide you on how to receive free account balance notifications and which banks have the lowest SMS Banking fees.
1 How to Receive Free Account Balance Notifications
If you haven’t signed up for SMS Banking, you can still receive notifications about changes to your balance and spending transactions, debt repayment schedules, and more through your bank’s mobile app. This service is usually free and very convenient, helping you save money.
Popular Banking Apps
Here is a list of some popular banking apps:
Vietcombank App – Vietcombank
Vietcombank users can opt for the OTT Alert feature on VCB Digibank instead of SMS.
Vietcombank Mobile App
ACB Mobile Banking App – ACB
ACB Mobile Banking App
Sacombank mBanking App – Sacombank
Sacombank mBanking App
Techcombank Mobile App – Techcombank
Techcombank Mobile App
How to Receive Free Account Balance Notifications via Mobile Banking Apps
To view your account balance notifications through your bank’s mobile app, follow these steps:
Additionally, mobile banking apps allow you to transfer money online conveniently and easily.
How to Receive Free Account Balance Notifications via Mobile Banking Apps
2 Which Bank Has the Lowest SMS Banking Fees?
Which Bank Has the Lowest SMS Banking Fees?
Currently, most banks charge a fee for SMS Banking services. Depending on the user’s needs and the bank’s policies, SMS Banking fees can range from a few thousand to a few hundred thousand Vietnamese Dong.
Most banks charge a fee for SMS Banking
Here is a list of banks with the lowest SMS Banking fees:
| Bank | SMS Banking Fee |
| Vietinbank | 9,000 VND/month/phone number/account |
| HD Bank | 9,000 VND/month/phone number/account |
| ACB | 9,900 VND/month/subscriber/account |
| Sacombank | 10,000 VND/month (free for the first month of service use) |
| SHB Bank | 11,000 VND/month |
| Agribank | 11,000 VND/month |
| MBBank | 12,000 VND/month/subscriber |
| VP Bank | 12,000 VND/month/subscriber |
Each bank has its own fee structure, and some banks like Vietinbank, HD Bank, Dong A, and ACB have relatively affordable fees of around 9,900 VND/month.
Banks with Higher SMS Banking Fees
Banks with Higher SMS Banking Fees
Vietcombank charges relatively high SMS Banking fees based on the number of messages sent per month:
| Number of Messages | Fee |
| Less than 20 messages | 11,000 VND/month/phone number |
| 20 to less than 50 messages | 27,500 VND/month/phone number |
| 50 to less than 100 messages | 55,000 VND/month/phone number |
| 100 messages and above | 77,000 VND/month/phone number |
Techcombank does not charge SMS fees for VIP or Priority customers. For other customers, SMS Banking fees range from 12,000 VND/month to 75,000 VND/month depending on the number of messages sent.
This article has provided you with information on how to receive free account balance notifications and transaction updates through mobile banking apps. We have also compiled a list of SMS Banking fees charged by various banks. Hopefully, this information will help you make an informed decision when choosing a suitable banking service.
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