Looking up ACS contracts by ID card is extremely simple but brings many benefits to avoid incorrect or late payments, causing fines and affecting personal credit scores. Let’s explore 4 ways to check ACS contracts with FPT Shop.
About ACS Vietnam Company
Before learning in detail about how to check ACS contracts by ID card, let’s take a quick look at some information about ACS Vietnam Company.
ACS Vietnam Company, whose full name is ACS Vietnam Trading Company Limited, is a financial company under the Aeon group, one of the leading retail groups in Japan.
ACS Vietnam was established in 2008, providing financial services to support customers with installment payments when buying electronic products, household appliances, furniture, bicycles, motorcycles, and many other items. With dedicated service and good quality, ACS Vietnam has gained trust from many customers and become a reputable and reliable place for loans.
Currently, ACS Vietnam has built a solid partnership with many famous brands such as FPT Shop, The Gioi Di Dong, Dien May Xanh, Nguyen Kim, Dien May Xanh, Pico, and PNJ. At the same time, ACS Vietnam collaborates with many e-wallet applications to provide convenient solutions for customers to check and pay their loans, such as MoMo, ZaloPay, Payoo, Viettel Money, and more.
What is an ACS contract? Why do you need to check it?
What is an ACS loan contract?
Simply put, an ACS contract is an agreement between ACS (the lender) and the customer (the borrower). It includes complete and detailed information related to the loan, such as the loan amount, interest rate, monthly payment date, final settlement date, total amount to be repaid, and related terms and conditions.
Both ACS and the customer have the obligation to comply with the terms stated in the contract. If either party violates the contract, they will have to compensate or handle it according to the provisions in the contract.
Why do you need to check ACS contracts?
Checking ACS contracts by ID card is something that customers need to do regularly in order to:
- View information about interest rates, repayment amounts, and payment due dates. From there, customers can make full and accurate payments on time, avoid late payments, which would affect their personal credit scores and incur additional fines.
- Check payment status, payment history, and the remaining amount to be paid in order to manage finances properly.
- Understand the related terms and conditions to comply with them and avoid violations that could result in penalties, as well as protect their rights in case of disputes (if any).
Details of 4 ways to check ACS contracts by ID card
As a reputable loan service provider, ACS pays great attention to customer experience. Therefore, the company has implemented many methods to help customers easily check their loan contracts. Here are detailed instructions for 4 methods:
1. Check ACS contracts by ID card/ID via hotline
Calling the ACS hotline is the easiest method that anyone can apply. Please use the phone number you used when registering for ACS loans to call the hotline (028) 5445 3800.
When connected with the hotline operator, please state your request to check ACS contracts by ID card. Then, the hotline operator will ask for personal information such as your full name and ID card to verify your identity. After that, the hotline operator will proceed to check and provide the information about your loan that you need.
In case you have lost your ACS loan contract, you can also contact the hotline to get support in providing the electronic contract file via email. Or you can go to the ACS transaction counter to receive another photocopy of the contract.
2. Check ACS contracts via ACS Mobile app
The ACS Mobile app is released for ACS customers. It integrates many features and utilities, including checking contract information and making loan payments at ACS Vietnam.
To check ACS contracts by ID card on the ACS Mobile app, follow these steps:
Step 1: Download the ACS Mobile app to your phone through CH Play or App Store.
Step 2: Log in to your account. If you don’t have an account, select Register and fill in the required information.
Step 3: After successful login, select Contracts & Payments. Then select the loan contract you want to check.
Step 4: The detailed information of the contract will be displayed on the screen. Here, you can easily view the customer ID and related information about the installment contract.
If you want to view the payment history, you can select Payment History. It will show the payment due date, payment amount, and late payment fee (if any).
3. Check ACS contracts via e-wallet apps
As mentioned above, ACS Vietnam has partnered with many popular e-wallet apps such as Payoo, ZaloPay, MoMo, Viettel Money, etc. You can completely check your ACS loan contracts through these apps.
Check ACS contracts via Payoo
You can check ACS contracts through Payoo on both mobile phones and computers. Here are the detailed steps:
Step 1: Access the Bill Payment service on the Payoo website at this address.
Step 2: Select Installment/Consumer Loan Payment.
Step 3: Select the service provider as ACS.
Step 4: Fill in the information, including Customer ID and Verification Code, then click Continue.
At this point, all information about your ACS loan contract will be displayed on the screen for you to track and check.
Check ACS contracts via ZaloPay
Checking ACS contracts on ZaloPay is also very simple. Here’s how to do it:
Step 1: Access the Zalo app on your phone > Select Discovery in the bottom menu > Choose ZaloPay.
Step 2: Select Loan Payment > Select ACS.
Step 3: Enter the Installment Contract Number > Click Check Debt.
Check ACS contracts via Viettel Money app
Step 1: Access the Viettel Money app > Select Loan Payment.
Step 2: Select ACS Financial Agent > Enter Contract Number > Click Check.
Check ACS contracts via MoMo app
MoMo is currently one of the most popular e-wallet applications. The steps to check ACS contracts through MoMo are as follows:
Step 1: Access the MoMo wallet app on your phone > Select Loan Payment.
Step 2: Select ACS in the List of Partners > Enter the Contract Number/Loan Code > Click Continue.
4. Check ACS contracts by ID card at transaction points
If checking online is difficult for you or you do not have suitable equipment, you can go directly to the ACS Vietnam transaction counter for support. When going, please bring your ID card to verify your identity. Then, the staff will proceed to check and provide information about your loan.
Checking ACS contracts by ID card at the counter is simple but time-consuming because it requires you to travel to the transaction location. At the same time, you also need to consider ACS Vietnam’s working hours to avoid going outside of business hours.
Some notes when checking ACS contracts
To facilitate the checking of ACS loan contracts and find related information, you need to have devices that can access the Internet. Come to FPT Shop to find a suitable smartphone or tablet at a good price and with many great deals.
See Also:
- How to check Prudential insurance contracts? 5 most accurate methods
- Detailed instructions for 6 simple, quick, and accurate methods to check PTF contracts in 2024
In this article, surely you have understood 4 ways to quickly and accurately check ACS contracts by ID card. Please perform this regularly to ensure timely payment and understand your rights and obligations when borrowing money from ACS.
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