Technology

7 Quick and Accurate Ways to Look Up Bank Account Numbers Instantly

There are numerous ways to look up your bank account number. You can go to the bank counter, call the bank hotline, or use SMS Banking, Internet Banking, and more. To find out how to perform each method, please follow today's article from FPT Shop.

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3 January, 2024

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The bank account number is one of the important pieces of information that helps financial transactions to be faster, simpler, and safer. However, because the account number is a long sequence of numbers, forgetting it is unavoidable. So how do you look up a bank account number? Keep reading this article from FPT Shop, and you will find the answer.

What is a bank account number?

The bank account number is a sequence of 9-14 characters consisting of numbers or letters, provided by the bank to each individual when opening an account. Using the bank account number, you can perform money transfers and receive money accurately, safely, and quickly. Different individuals or organizations will have corresponding account numbers at different banks.

Currently, there are 2 types of bank account numbers: domestic account numbers and international account numbers. These two types of account numbers are quite similar, with the difference being that when sending an international bank account number, you must also include the Swift Code to help identify the bank or financial organization.

What is the difference between a bank account number and an ATM card number?

Many people often confuse the bank account number with the ATM card number. However, these two sequences of numbers are completely different.

Criteria	Bank Account Number	ATM Card Number
Location of Number	A sequence of numbers sent by the bank via email or printed on an envelope.	A raised sequence of numbers on the ATM card.
Number of Characters	Consists of 9-14 characters consisting of numbers or a combination of numbers and letters.	Consists of 16 or 19 digits.
Structure of Number	Each bank has its own regulations.	Structured as follows: The first 4 digits are a general identifier for the bank. The next 2 digits represent the bank. The next 4 digits are the CIF code. The remaining digits are used to differentiate customers.

07 ways to look up a bank account number

Look up a bank account number through Internet Banking

In today’s booming technology era, most banks have implemented Internet Banking services to help customers conveniently transact on mobile phones and computers, including checking their account numbers. If you have registered to use this service, log into your account and look up the information of the account number you are using.

Step 1: Access the website link or app of the bank where you have registered your account.

Step 2: Log into your account.

Step 3: Select the Account/Inquiry Account Number/Balance Inquiry function to see the account number displayed on the screen.

Check the bank account number through transaction history SMS Banking

If you have registered for a service that notifies balance changes through SMS Banking, just open the message history of the bank to view the account number. Because each message sent by the bank will include your account number.

Contact the bank’s support hotline to look up the account number

The hotline is one of the effective customer support channels of the bank. When you want to look up a bank account number, you can call the hotline of the bank where you have opened an account. Then provide the necessary information for verification such as ID card number, full name, date of birth, etc., and the hotline staff will help you check the account number.

Look up a bank account number through an ATM machine

ATMs are not only used to withdraw cash. Nowadays, it can also perform various other functions such as money transfer, balance inquiry, and account number inquiry. Therefore, if you are near an ATM machine, you can completely look up your bank account number with the following steps:

Step 1: Insert your ATM card into the designated slot in the direction indicated by the arrow.

Step 2: Enter the PIN code of the card and press Enter.

Step 3: Among the displayed transaction options, select Account Inquiry and press Enter.

Step 4: After seeing the account number, if you don’t want to perform any other transactions, press Cancel and retrieve your card.

Look up the account number at the bank branch/transaction office

Personally going to the bank branch or transaction office where you opened your account is the safest and most accurate way to look up a bank account number. You just need to bring your ID card to prove that you are the account holder and go to the branch to request the teller to check the account, and they will provide you with the desired information.

This method is simple, does not require understanding of technology, but is limited by transaction time and requires effort for travel. Banks in Vietnam usually provide direct customer support services at transaction counters from 8 am – 12 pm, 1 pm – 4 pm, Monday through Friday.

Check the bank account number on transaction receipts

If you still keep withdrawal receipts, money transfer receipts, or old bank account statements, you can retrieve them to check. Because on those documents, there will be information about the account number you are looking for.

How to look up a bank account number to avoid fraud

Currently, many malicious individuals take advantage of the development of technology and people’s trust to carry out fraudulent money transfers through bank accounts. Therefore, to avoid unfair losses, in addition to knowing how to check your account number, you also need to know how to look up a bank account number to see if it is a fraud or not, following the instructions below:

Step 1: Access the network trust system established by the National Cyber Security Monitoring Center here.

Step 2: Then, select the Lookup > Enter the bank account number you want to look up in the Search box > Click the Search button. If that account number is in the fraud list according to the statistics of the NCSC, the system will provide you with information to avoid.

Does looking up a bank account number cost anything?

Looking up a bank account number is one of the utility services that comes with using a bank account. Therefore, all banks waive the fees for checking account numbers. However, you should note that with the method of calling the hotline, although the consultation and support services are free, you will still incur telecommunication charges according to the regulations of each network provider.

Conclusion

With the methods of looking up a bank account number mentioned above, hopefully, you can easily check the information of your account number. Good luck with your search, and don’t forget to visit the FPT Shop website to learn more interesting tricks.