Technology

Detailed guide on how to download MoMo on Android, iPhone, and computer

Download MoMo on your device for a seamless and convenient experience. With this e-wallet, you can transfer/receive money, pay for electricity, water, internet bills, book flights, purchase phone cards, top up data, and much more. MoMo also partners with various businesses to offer customers a range of attractive discounts and promotions.

Administrator

16 January, 2024

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MoMo is currently one of the most popular electronic wallets used today. MoMo has partnered with multiple banks to allow users to link their bank accounts for deposit/withdrawal, while also supporting customers in performing various necessary transactions in daily life. So how to download MoMo to your phone? Can MoMo be downloaded for computers? All will be answered right below.

What is the MoMo e-wallet application?

The MoMo e-wallet is a mobile application that allows users to perform financial transactions such as money transfers, withdrawing money from bank accounts, paying bills, booking movie tickets, train tickets, plane tickets, online shopping payments, and many other services through smartphones.

Check out some outstanding features of the MoMo e-wallet

Downloading MoMo to your phone will help you experience all the features of this application. Some of the outstanding features include:

Convenient bill payment

Bills such as electricity, water, cable TV, etc. can be paid quickly using the MoMo wallet with just simple operations without the need for traditional payment methods.

Online shopping payment

You can use the MoMo wallet to make payments when buying movie tickets, plane tickets, etc. Conveniently, in addition, large e-commerce platforms and other online ordering applications have also integrated MoMo into their payment methods to eliminate the need for cash payments.

Fast money transfer and receipt

With MoMo wallet, you can transfer and receive money between MoMo accounts quickly. If you are unable to deposit money from your linked bank account, you can ask someone else to transfer money to your MoMo wallet to use for transactions.

Refunds for payments

After MoMo payment transactions are completed, you will receive a partial refund. The amount depends on the voucher code you have used. This amount will be automatically transferred to your wallet and can be withdrawn to your bank account when it reaches the minimum threshold.

Discounts when purchasing phone cards

With the MoMo wallet application, you can buy phone card codes or top up phone cards directly for your own or someone else’s subscription, along with special offers. This will save you money and provide more convenience compared to traditional top-up methods.

Security with OTP code

In addition to the feature of opening the application with fingerprints or facial recognition, the MoMo wallet also provides additional security using OTP codes. Accordingly, every time you log in on a new device, the application will send a verification OTP code to the phone number registered with the MoMo wallet. This aims to protect the account, enhance security to ensure that no one can access it without the permission of the account owner.

How to download MoMo on iOS phones

Currently, the MoMo wallet is available on the app store for Android and iOS with extremely simple downloading steps.

To download the MoMo wallet application to your iPhone, follow the instructions below:

Step 1: Access the App Store on your phone > Enter the keyword MoMo in the search bar.

Step 2: In the search results, the MoMo wallet application is usually in the first position. You just need to click Get (or the download icon) to download the app to your phone.

How to download MoMo on Android phones

The steps to download MoMo for Android phones are also similar, follow the 2 steps below:

Step 1: Access the CH Play app store on your Android phone > Enter the keyword MoMo in the search bar.

Step 2: When you see the MoMo wallet application in the search results, click Install to download it to your phone.

After a successful installation, just click Open to access and start using it.

How to download MoMo on computers

Currently, MoMo does not have a version for computers, nor does it support user logins on computers. To use MoMo on PC, you need to go through an Android emulator such as BlueStacks, NoxPlayer, LDPlayer, or MEmu Play… After installing this software, you can download the MoMo application, log in, and use almost all the features of the MoMo e-wallet as on your phone.

Proceed as follows:

Step 1: Access this address and select Download BlueStacks Now, then start the installation file and select Install now.

In addition, you can choose other emulators such as NoxPlayer, LDPlayer,…

Step 2: Open the Play Store from the main interface of BlueStacks.

Step 3: For the first time using, you need to sign in with your Google account (Gmail). Click on Sign in and start logging in to enter the Play Store.

Step 4: In the search bar, enter the keyword MoMo.

Step 5: Select the MoMo wallet app and click on Install to start the download and installation process of MoMo on BlueStacks.

After completion, press Open to start logging in and using.

Answers to some frequently asked questions about the MoMo wallet

There are many questions surrounding the MoMo wallet that users often wonder about during the download and usage process. Below, FPT Shop has selected the 2 most common questions and provided detailed explanations.

Is there a fee for using the MoMo e-wallet?

Downloading and using the MoMo e-wallet is completely free. This wallet type does not require your account to have a minimum balance, there is no initiation fee, maintenance fee, or any unusual fees.

Fees for using the MoMo wallet are only applied in the following cases:

Using international cards such as Visa/Mastercard/JCB: Fee is 2,200 VND + 2% of the transaction value.
Withdrawing money from the MoMo wallet to a bank account: Free for the first 10 withdrawal transactions in the month, up to 30 million VND/month. From the 11th transaction onwards or/and above 30 million VND in a month, MoMo will apply a withdrawal fee of 0.5% of the transaction value.

Is it safe to use MoMo?

This is certainly something that many users are concerned about as online scams are becoming more and more common with more sophisticated tricks. When using the MoMo wallet, you can rest assured for the following reasons:

In 2016, the MoMo payment method was certified with the international PCI DSS security certificate as a service provider to users. In addition, the MoMo e-wallet has been authorized and licensed by the State Bank of Vietnam and includes a system of over 15 leading banks today.
High-security system, each time accessing the system, you need to enter a password or fingerprint. In addition, before making any transaction, the system will always provide two transaction confirmation methods: fingerprint or Smart OTP code.

To ensure absolute safety, you should not share your MoMo wallet password with anyone under any circumstances.

Conclusion

Above is a detailed guide on how to download MoMo to your phone and computer. Hopefully, this information will help you successfully download the MoMo wallet quickly for use.