When constructing a house, owners must go through a completion procedure. This legal procedure ensures the owner’s possession of the property. Therefore, follow the article below to complete the completion procedure quickly and successfully.
1 What is House Completion?
Completion, or construction completion, is an administrative procedure in construction activities to confirm the event for investors that construction has been completed after obtaining a construction permit, and at the same time, the construction has been completed and accepted.
Construction completion is an important administrative procedure to ensure ownership
2 House Completion Procedure 2021
It includes two main stages: preparing the completion documents and submitting the completion application. Let’s explore these two steps in more detail in the 2021 house completion procedure!
The two main stages of the house completion procedure in 2021
Prepare the completion documents for the private house
This first step is very important to complete the completion procedure. Usually, at this step, the paperwork can be a bit tricky, so instead of handling it yourself, you can ask reputable construction companies near your house to do it faster and more efficiently. The cost will be around 3-5 million VND.
– 1 architectural drawing of the house as it currently stands
– 1 preliminary drawing of the house and land plan
– 1 acceptance report of the work
Additionally, you will need to prepare photocopies of your ID card, household registration book, marriage certificate, and legal documents of the completed house, such as the notice of house number assignment, notice of pre-tax payment, construction permit, etc.
Finally, complete the registration form for changes (Form 09) at the Department of Urban Affairs (usually available at district or county People’s Committees or photocopy shops next to the People’s Committee) to finish the first step of the completion procedure.
Submit the completion application
This stage consists of several steps. Please follow them in the correct order to successfully complete the procedure.
Step 1: The owner submits the documents under Section A to the Branch of the Land Registration Office or the People’s Committees of the districts or counties.
– If there are any errors or missing documents in the application, the receiving officer will return the documents and provide detailed instructions on what needs to be done.
– Once the application is complete, it will be accepted, a receipt will be issued, and an appointment for a response will be scheduled.
Step 2: Process the application at the Department of Urban Management of the district or county
– Several officers from the Department of Urban Management will be assigned to inspect and verify that the construction complies with the regulations.
– After the inspection, the officers and the owner will sign an inspection report.
– If the application is valid, the Department of Urban Management will automatically report and submit it to the Leadership Level for approval.
– After approval, the Department of Urban Management will prepare a Transfer Ticket to the District or County Tax Office to determine the financial obligations of the owner.
Step 3: The secretariat of the District or County People’s Committee will submit it to the Chairman of the People’s Committee for signing the certificate and then forward it to the Receiving Team to return the documents to the owner.
Step 4: The owner receives the Transfer Ticket to pay taxes and other fees to the District or County Tax Office.
Step 5: After fulfilling all financial obligations, the owner takes the tax receipt to the District or County People’s Committee Office and receives the updated Certificate of Ownership for the house on the land.
3 House Completion when the Owner is not the Person who Applied for the Construction Permit
According to Clause 3, Article 66 of the 2005 Housing Law, the house ownership registration dossier submitted to the competent authority shall include the following mandatory contents:
For urban housing established from the effective date of this Law
The housing dossier must include the following mandatory contents: name and address of the owner, one of the papers prescribed in Article 15 of this Law; name and address of the consulting agency, contractor (if any), construction drawings or house and land plan (if any), and construction completion dossier.
For rural housing established from the effective date of this Law
Therefore, from July 1, 2006, when the Housing Law took effect, housing must have a certificate of ownership as a prerequisite for all housing transactions. If a house was built after July 1, 2006, the previous owner must complete the completion procedure and finalize all ownership procedures before selling it to someone else. Only then will the new owner have the legal basis to be recognized as the legal owner of the house.
House completion is stipulated in the 2005 Housing Law by the Government
4 Can an Uncompleted House Get a Bank Loan?
If you have obtained a construction permit from the authorities and built according to the construction drawings, you can still get a loan from the bank. However, not all banks have the same policies, and some banks do not lend to uncompleted houses. Therefore, be sure to research and ask the bank staff about their loan procedures for construction financing.
Bank loans for uncompleted houses depend on the bank’s policies
This concludes our guide on the house completion procedure. We hope that the information provided above will be helpful to you.
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