The prime age to buy a house in 2024

If you were born this year, you would be of the age to build a house by 2024. If you have plans to construct a new home, it's worth considering.

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Vietnamese people highly value the practice of consulting the zodiac signs when engaging in important activities, such as building houses. The selection of an auspicious age for constructing a house is often based on the age of the man. However, nowadays, this belief has undergone some changes. The age used to build a house is now based on the age of the person considered the owner.

The most auspicious ages for building houses in 2024

According to the book “Understanding Eastern Culture through Yin and Yang Calendar” (published by Thanh Hoa Publishing House), in 2024, the following ages are considered suitable for building houses: 1958 (Mậu Tuất), 1964 (Giáp Thìn), 1967 (Đinh Mùi), 1973 (Quý Sửu), 1979 (Kỷ Mùi), 1981 (Tân Dậu), 1985 (Ất Sửu), 1988 (Mậu Thìn), 1990 (Canh Ngọ), 1994 (Giáp Tuất), 1997 (Đinh Sửu), 1999 (Kỷ Mão), 2003 (Quý Mùi), 2005 (Ất Dậu), 2006 (Bính Tuất).

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Selecting the starting month based on the age

According to the book “Understanding Eastern Culture through Yin and Yang Calendar,” individuals who have reached the optimal age for building a house in 2024 can choose a suitable lunar month to commence their construction projects.

– Individuals born in the years of Thân, Tý, and Thìn can choose the following months for building houses: January (February 4, 2024, to March 4, 2024, according to the Gregorian calendar), May (June 5, 2024, to July 5, 2024), August (September 7, 2024, to October 7, 2024), October (November 7, 2024, to December 5, 2024), November (December 6, 2024, to January 4, 2025), and Chạp (January 5, 2025, to February 2, 2025).

– Individuals born in the years of Tỵ, Dậu, and Sửu can choose the following lunar months for building houses: May (June 5, 2024, to July 5, 2024, according to the Gregorian calendar), June (July 6, 2024, to August 6, 2024), July (August 7, 2024, to September 6, 2024), August (September 7, 2024, to October 7, 2024), September (October 8, 2024, to November 6, 2024), and October (November 7, 2024, to December 5, 2024).

– Individuals born in the years of Dần, Ngọ, and Tuất can choose the following lunar months for building houses: February (March 5, 2024, to April 3, 2024, according to the Gregorian calendar), March (April 4, 2024, to May 4, 2024), April (May 5, 2024, to June 4, 2024), May (June 5, 2024, to July 5, 2024), June (July 6, 2024, to August 6, 2024), and Chạp (January 5, 2025, to February 2, 2025).

– Individuals born in the years of Hợi, Mão, and Mùi can choose the following lunar months for building houses: January (February 4, 2024, to March 4, 2024, according to the Gregorian calendar), February (March 5, 2024, to April 3, 2024), March (April 4, 2024, to May 4, 2024), September (October 8, 2024, to November 6, 2024), November (December 6, 2024, to January 4, 2025), and Chạp (January 5, 2025, to February 2, 2025).

Other considerations when choosing an auspicious age for building houses in 2024

Homeowners should be aware that in 2024, it is important to avoid violating the “Tam tai,” “Hoàng ốc,” and “Kim lấu” taboos. If all three elements are violated, it is not advisable to commence construction in that particular year. If the “Hoàng ốc” and “Kim lấu” taboos are violated, breaking ground is also not recommended.

In the case of violating the “Tam tai” taboo, it can be tolerated. Homeowners can borrow the auspicious age of a suitable individual to commence their construction projects.

If borrowing an age to build a house, it is best to borrow from a male who is older than oneself. It is advisable to borrow the age of someone who is “Tam hợp” or “Nhị hợp.” The borrowed individual should have a friendly and cheerful personality, a harmonious family, and should not be in a period of mourning. The borrowed individual should have a higher status than the homeowner. The older the borrowed individual, the more they exhibit the vitality and resilience of the homeowner.

This information is for reference and contemplation purposes only.

Frequently asked questions

The ideal age range to buy a house is between 25 and 34 years old. This is typically the time when people are starting to establish their careers, earning a stable income, and are ready to settle down and start a family.

This age range offers a balance between financial stability and flexibility. By the mid-to-late 20s, individuals have had a few years to build their careers, save money, and potentially benefit from property price corrections in the market. Waiting too long to buy a home could result in higher prices and a more competitive market.

Yes, buying a house in your late 20s or early 30s can offer significant financial advantages. At this age, you may still qualify for first-time homebuyer grants or incentives, and you have time to build equity and benefit from potential property value appreciation.

It’s important to ensure that you’re financially ready and have a stable income. Assess your debt-to-income ratio and ensure your monthly payments are manageable. Also, consider your long-term plans and whether you intend to stay in the same location for at least a few years, as buying a house involves significant transaction costs.

Start by saving for a down payment, which is typically 10-20% of the purchase price. Build an emergency fund, maintain a good credit score, and consider getting pre-approved for a mortgage to understand your budget. Reducing existing debt and keeping fixed expenses low can also improve your financial readiness.