Health & Life

The Power of Persuasive Writing: Crafting Compelling Headlines “A Double Delight for Social Insurance Recipients: Merged Monthly Pension and Allowance Payments”

"The recent decree 233/2025/ND-CP brings good news for social insurance beneficiaries. This decree stipulates that individuals receiving social insurance benefits are now entitled to a convenient lump-sum payment option. This means they can opt to receive their pension and social insurance allowances for two months in one go."

Administrator

14 September, 2025

Article 9 of Decree 233/2025/ND-CP stipulates the following regarding the transfer of funds for payment of regimes, organization, and operation:

Regarding the budget for pension and social insurance benefit payments from the central government’s budget:

– Before the 25th of each month, the Ministry of Finance shall transfer funds equivalent to the average monthly amount of the approved annual budget allocation (including payment costs) into the social insurance fund for Vietnam Social Insurance to make payments for the following month to beneficiaries as stipulated in Clause 2 of this Article.

– In cases where the time for transferring the social insurance budget from the state budget arrives but there is no approved budget allocation (including adjusted budget) from authorized agencies, or the received budget is insufficient compared to the amount to be paid for one month or the lump-sum payment for two months as specified in Points a and c, Clause 2 of this Article, Vietnam Social Insurance shall utilize the social insurance fund (retirement and survivor benefit fund) to ensure timely and full payments to beneficiaries of pensions and social insurance benefits funded by the state budget.

Regarding the budget for regime payments from the social insurance fund and unemployment insurance fund:

– On a monthly basis, Vietnam Social Insurance shall transfer funds to the provincial-level Social Insurance agencies for benefit payments to beneficiaries. The amount of transferred funds shall be determined based on the previous month’s payment amount and the unit’s planned payment estimate for the upcoming month. In cases where there is no approved budget allocation or the estimated payment amount exceeds the budget allocated by the Prime Minister, Vietnam Social Insurance shall transfer funds to ensure timely and full payments to beneficiaries in accordance with social insurance and unemployment insurance laws. The Director of Vietnam Social Insurance shall decide on the timing of fund transfers and benefit payments to ensure timely disbursement to beneficiaries.

– Before the 25th of each month, Vietnam Social Insurance shall transfer funds to the Social Insurance agencies of the Army and the People’s Public Security for benefit payments in the following month. The amount of transferred funds shall be equivalent to the average monthly amount of the approved annual budget allocation. If there is no approved budget allocation, the transferred funds shall be based on the average monthly budget of the previous year. In cases where the payment needs for the month change, the Social Insurance agencies of the Army and the People’s Public Security shall send a written request to Vietnam Social Insurance.

– In cases where the payment period is close to the Tet holiday or during the payment period, natural disasters, epidemics, force majeure events occur, or at the direction of authorized agencies, the Director of Vietnam Social Insurance shall consider and decide to transfer funds for lump-sum payments of two months to beneficiaries.

– The Social Insurance agencies of the Army and the People’s Public Security shall refund the remaining funds (if any) to Vietnam Social Insurance after the Ministry of Defense and the Ministry of Public Security have audited the financial settlement of the units under their jurisdiction regarding the collection and payment of regimes.

Regarding the budget for health examination and treatment under health insurance, the transfer of funds shall comply with the provisions of health insurance laws.

Illustrative image: TL

Regarding the budget for organization and operation:

– Before the 10th of each month, Vietnam Social Insurance shall transfer the budget for organization and operation in that month from the consolidated payment account to the organization and operation accounts of its permitted direct subordinate units, provincial-level Social Insurance agencies, Social Insurance agencies of the Army and the People’s Public Security, unemployment insurance organizations, and units under the Ministry of Home Affairs. The transferred amount shall be equivalent to the average monthly budget for organization and operation as per the approved allocation (excluding the budget specified in Points b, c, and d of this Clause). In cases where there is no approved budget allocation, the transferred amount shall be based on the average monthly budget for organization and operation in the previous year (excluding the budget specified in Points b, c, and d of this Clause).

– For information technology application expenses incurred by the Social Insurance agencies of the Army and the People’s Public Security, and unemployment insurance organizations, and units under the Ministry of Home Affairs, Vietnam Social Insurance shall transfer funds according to the proposals of these units, in alignment with the implementation progress and the budget utilization plan of the project or task, within the scope of the annual budget allocation approved by authorized agencies and the time limit of the information technology application plan approved or adjusted (if any) by authorized agencies. The Social Insurance agencies of the Army and the People’s Public Security, and unemployment insurance organizations, and units under the Ministry of Home Affairs shall be responsible before the law for the dossier requesting fund transfers, as well as the management, utilization, and financial settlement of information technology application expenses in accordance with regulations.

– For information technology application expenses, expenses for the renovation, upgrading, and expansion of headquarters of social insurance agencies, and other expenses incurred by Vietnam Social Insurance (centralized procurement of assets, goods, and services), Vietnam Social Insurance shall transfer funds to its permitted direct subordinate units and provincial-level Social Insurance agencies according to the implementation progress and relevant legal regulations.

– Regarding investment and development expenses: The advance, payment, and final settlement of capital shall comply with the laws on public investment and construction for state agencies that are assigned investment plans by the Prime Minister. At the beginning of the year, if there is no approved budget allocation, based on the investor’s proposal and the eligible payment value for completed work volume, the Director of Vietnam Social Insurance shall decide on the advance of capital plans for ongoing investment projects included in the medium-term public investment plan approved by authorized agencies. The advanced amount shall not exceed 20% of the approved investment and development budget of the previous year. After receiving the approved budget allocation, the Director of Vietnam Social Insurance shall be responsible for recovering the full amount of advanced capital within the fiscal year.

– Vietnam Social Insurance shall promulgate regulations and procedures for fund transfers to its permitted direct subordinate units, provincial-level Social Insurance agencies, and grassroots-level Social Insurance agencies to carry out assigned tasks.

This Decree takes effect from the date of signing and applies from July 1, 2025.