Technology

Detailed Guide to the Steps and Requirements for Opening an MB Bank Credit Card

Opening an MB Bank credit card is now incredibly hassle-free; all you need is a minimum monthly income of VND 5 million. This article outlines the eligibility criteria and provides a detailed guide on how to apply for an MB Bank credit card. Let's dive in!

Administrator

19 April, 2024

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Credit cards offer a convenient way to make purchases without carrying cash, and can also help you manage your personal finances. MB Bank’s credit card is a popular choice among many people because it does not require a high monthly income.

1. What is an MB Bank credit card?

MB Bank credit cards are available to customers who need to make payments and purchases. The credit limit for each cardholder ranges from 10 million VND to 1 billion VND, depending on the card tier. Customers will be given a credit limit based on their financial capacity and will then have to pay back the amount spent by the payment due date set by the bank.

2. What are the requirements to open an MB Bank credit card?

To open an MB Bank credit card, you must be a Vietnamese citizen or a foreigner residing in Vietnam.
You must be at least 18 years old and have full civil capacity.
You must have a household registration book or temporary residence book in the local MB branch where you want to open the card.
The minimum income requirement will depend on the card tier. For example, the Classic card requires a minimum income of 5 million/month, the Gold card requires 10 million/month, and the Platinum card requires 20 million/month.
You must have worked at your current company for more than 1 year.
Your employment contract must be for a period of 1 year or more.
Your monthly salary must be transferred or paid in cash.

3. Required documents to open an MB Bank credit card

For credit applications:

Original copy of the registration form with the terms and conditions for issuing and using the card provided by MB Bank.
Copy of valid ID card or CCCD.
Copy of valid household registration book or certificate of residence.
Copy of appointment decision or salary increase decision.
Copy of salary statement for the last 3 months.

For applications to open a card with a guarantee from a third party:

Original guarantee form.
Original application form for opening an international credit card.
Copy of valid ID card, CCCD or passport.
Original copies of collateral documents.

For applications to open a credit card with collateral:

Original copy of the MB Bank credit card application form according to the bank’s instructions.
Copy of valid ID card, citizen identification card or passport.
Original copies of collateral documents.

4. Quick steps to open an MB Bank credit card

Step 1: Prepare the necessary documents and go to the nearest MB Bank branch. Present your ID card or passport and request to open an international credit card. Fill out the card application form completely.
Step 2: The staff will receive your application and assess the validity of the information and your financial situation.
Step 3: The staff will advise you and suggest suitable card types. You can make a decision and complete the registration.
Step 4: The card will be delivered to your home or you can receive it at the registered branch.

5. Credit card types offered by MB Bank

5.1 MB Visa Credit Card

MB Visa credit cards are equipped with EMV security technology. In addition, opening an MB Bank Visa credit card also comes with many other benefits such as a free travel insurance package and the ability to add multiple supplementary cards, along with other special offers.

5.2 MB JCB Sakura Credit Card

MB JCB Sakura credit cards are equipped with EMV chip security technology. In addition to a high spending limit and automatic foreign exchange conversion, opening an MB Bank Sakura credit card also brings many other benefits such as diverse and convenient ATM services.

6. Benefits of MB Bank credit cards

Opening an MB Bank credit card brings many benefits to customers: information is kept strictly confidential and the card can be locked immediately in case of loss with just one phone call; online and in-store payments are easy with the card. Customers can enjoy many other benefits such as accumulating points, getting cashback, getting discounts, and tracking spending through monthly statements of transactions made.

7. Conclusion

These are the basic requirements for opening an MB Bank credit card, as well as detailed instructions on the application process. Hopefully, through this article, you have a better understanding of this credit card and can complete the registration process quickly.

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Frequently asked questions

To be eligible for an MB Bank credit card, you must be a Vietnamese citizen or a foreigner residing in Vietnam, and at least 18 years old with full civil capacity. A household registration book or temporary residence book in the local MB branch where you plan to open the card is also required. The minimum income requirement varies depending on the card tier: Classic (5 million VND/month), Gold (10 million VND/month), and Platinum (20 million VND/month). You must have been employed at your current company for over a year, with an employment contract of at least one year, and receive your monthly salary through transfer or cash.

For credit applications, you will need to submit the original registration form with terms and conditions provided by MB Bank, a copy of your valid ID card or CCCD, a copy of your household registration book or residence certificate, a copy of your appointment or salary increase decision, and a copy of your salary statement for the last 3 months. If you are applying with a guarantee from a third party, you will need to provide an original guarantee form, an original application form for an international credit card, a copy of your valid ID, and original collateral documents. For applications with collateral, you will need the original MB Bank credit card application form, a copy of your valid ID, and original collateral documents.

The process is simple and quick. First, prepare the necessary documents and visit your nearest MB Bank branch. Present your ID or passport and request to open an international credit card, filling out the application form completely. The staff will assess your application and financial situation, advise you on suitable card types, and help you complete the registration. Finally, your card will be delivered to your home or you can pick it up at the registered branch.

MB Bank provides two main types of credit cards: the MB Visa Credit Card and the MB JCB Sakura Credit Card. The MB Visa Credit Card features EMV security technology, free travel insurance, and the option to add multiple supplementary cards. The MB JCB Sakura Credit Card also utilizes EMV chip security, offers a high spending limit and automatic foreign exchange conversion, and provides convenient and diverse ATM services.