Save a little here, a little there, and you will be much richer than you think. Below are some small tips when using money to help you minimize expenses and stay away from debt, according to Life Hack.
Paying with a card isn’t as tangible as using cash – Photo: Shutterstock
Buy Fresh Produce
Eating a variety of fresh fruits and vegetables can improve your health in many ways. Research has shown that consuming 7 servings of fruits and vegetables per day will help you stay healthier than if you only eat 5 servings. Maintaining a healthy diet can reduce your need to visit the doctor, thus minimizing medical expenses.
Keep Receipts
Many stores have expiration dates for the produce they sell. By sticking these receipts or notes on your refrigerator, you’ll know what you need to eat and when, preventing wasteful spending. Receipts can also help you keep track of your expenses and online banking transactions, making it easier to identify unauthorized transactions in your account.
Record Expenses in Red Ink
When you write with red ink, your brain automatically recognizes those numbers or characters as “dangerous” or “be cautious”. In business, foreign accountants often use red ink to record negative numbers, while black ink is used for positive numbers. This is a good way to help you realize how much you have spent. Some people write down their expenses in a notebook, while others use smartphone apps to track their spending.
Brush Your Teeth After Meals
Going to the dentist’s office is not a pleasant experience. Many dentists say that almost all patients come to their office because they haven’t used dental floss or cleaned their mouths regularly. This causes them to have cavities or bad breath. Using dental floss is also a way to reduce expenses on mints and chewing gum.
Turn Off Electronic Devices When Sleeping
Except for some appliances that need to be on all the time, like the refrigerator, you should turn off or unplug unnecessary electronic devices when you go to sleep. Don’t underestimate the amount of electricity supplied to electrical devices in your home if you want to reduce your electricity bill.
Be Punctual
A successful career depends a lot on punctuality and responsibility. One of the best ways to stay aware of the time is to place clocks everywhere. When paying attention to your schedule, you can be more aware of the amount of work you need to do now or what you can postpone. Using time wisely helps you save money on taxi fares or breakfasts at restaurants on late mornings.
Use Essential Oils Instead of Perfume, Air Fresheners
Perfumes can be quite expensive, and recent studies have also shown that some ingredients in perfumes can cause allergies and headaches. A good substitute for artificial fragrances is buying your favorite essential oils at a local pharmacy. You can dilute the oil with water, and a small bottle like this can be used for months. If you want a cooling air freshener, you can do the same but with more water.
Always Carry a Water Bottle
Carrying a reusable water bottle will help you save a little money on carbonated drinks, energy drinks, and keep your body healthy. Drinking water, not tea, juice, or coffee, is the best way to hydrate your body. Additionally, drinking enough water will help you have healthier and more beautiful skin, helping you save money on skincare products.
Pay with Cash Instead of Card
Paying with a card is convenient, but the plain numbers in your bank account make you lose touch with the reality of money. Using a debit card removes the sense of loss when you spend, while using a credit card gives you a false sense of wealth because you don’t have to pay immediately. Meanwhile, each banknote you hold in your hand is a clear symbol of the time and effort you have put in.
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Paying with a card isn’t as tangible as using cash – Photo: Shutterstock
